What are the Pros and Cons of living in a Neighborhood with an HOA?



Some Buyers do not care whether they are in an HOA governed community or not, and others specifically ask for one or the other.     In Denver, if a home was built after the mid-90's, it most likely is in an HOA governed community.   (With the exception of homes that have been scraped and re-built)


So what's the difference?


In an older neighborhood without an HOA, you can have trailers, campers and utility trailers parked in the driveway or on the side yard.    

WITH an HOA, this is not allowed.    Some will allow you to put some in the back yard behind the fence, but they cannot be seen over the top of the fence.






In an older neighborhood without an HOA, you can paint your home whatever color you choose.  

WITH an HOA, there are usually colors selected for the community, and you have a choice of certain colors.







In an older neighborhood without an HOA, you can have chickens (if the municipality allows this) and a maximum of four, but no roosters.  

Most HOAs state there are no chickens allowed.






In an older neighborhood without an HOA, you can park your panel truck with your company name out front or in the driveway.    

WITH an HOA, many times this is not allowed, and quite a problem in some cases.



In an older neighborhood without an HOA, you can add onto your home, add a covered patio, or add a shed without approval.   (There will be City approval needed.)    

WITH an HOA, all these additions will need to be sent through the architectural committee of the HOA before it will be approved.



In an older neighborhood without an HOA, you pay for your own trash, and usually there are no community amenities.  

WITH an HOA, the trash and recycling is included in the fees, and sometimes there is a community pool and tennis courts.


With patio homes and attached properties, there is usually an HOA, and amounts vary with the size of the community and amenities included.


Most HOAs are to help maintain the beauty of a neighborhood, therefore keeping the home values preserved.    I remember years ago trying to sell a home where their neighbor had painted their home FUCHSIA, and absolutely would not repaint.   My seller even offered to pay for the whole home to be repainted, and he said if he touched his home, he would call the police.   Sadly, the home never sold.    There are those HOAs that act like a separate police department, and pick on everything/everyone throughout the community.


It is wise to read ALL the rules and regulations to be sure you can live with the HOA, as they do all differ.    






  - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -


House to Home, Inc.







Homes for Sale in Denver

Neighborhoods in Denver

Homes for sale on Acreage

  A Denver Metropolitan Realtor

FacebookTwitter  Linkedin


No matter how you spend your day, come home to this



Long Island Real Estate Needs? 

Reach me @516.395.8376


Long Beach is a diverse community that is never short on entertainment. Interested in moving to Long Beach?

Don't hesitate to call me and we can begin our tour.



CHARLES RUTENBERG REALTY INC.  *****  516-575-7500  *****


Jill Sackler, NYS Real Estate Broker Associate based on Long Island's South Shore

Sunny Isles, Fl 



     Specializing in Lifecycle Real Estate Transitions

"When your family doesn't fit your family home, I can help."




©Jill Sackler 2010


Comment balloon 4 commentsJill Sackler • September 06 2020 07:00PM


I'm living in my first HOA neighborhood, and on my 6th home. I appreciate the ameties, and the regulations that keep property values up.  

Posted by Carol Culkin, ReeceNichols, Overland Park Residential Real Estate (ReeceNichols Real Estate) 24 days ago

Great information, thanks for sharing.  I hope you have a great day.

Posted by Richard Weeks, REALTOR®, Broker 24 days ago

Jill, thank you so much for the reblog, and hope potential buyers read the rules and regs to ensure they can live with these rules! 

Posted by Joan Cox, Denver Real Estate - Selling One Home at a Time (House to Home, Inc. - Denver Real Estate - 720-231-6373) 23 days ago

Hey Jill, Joan is one of my favorite bloggers on AR. This is a great article to repost.

Posted by Jeffrey DiMuria 321.223.6253 Waves Realty, Florida Space Coast Homes (Waves Realty) 23 days ago

This blog does not allow anonymous comments